Nick
2022 is not a prediction but it is a possible scenario and it may be pessimistic and equally it may even be optimistic.
The main point which I wish to make is that chess in England will not go back to where it was before lockdown and we all need to seriously consider what we all need to do as individuals and organisations to ensure the games future in England including finance for the ECF.
If ECF members do not renew in the usual numbers this year because of the lack of "normal" OTB Chess and grades ,etc then the ECF needs to react to that changing landscape in a proactive manner or it could easily end up bust. The same scenario applies to chess organisers, leagues, clubs, etc, etc.
Chris